If you are an Online Entrepreneur like me, or you are desirous of starting an online business a Paypal Account is of utmost importance.  In this article, I will take you through the steps of how to set up a Paypal Account in Jamaica.

You might be wondering if it was possible to use Paypal in Jamaica or the Caribbean.  Well, the answer is yes, you can use Paypal in Jamaica and the Caribbean, however, there are a few pros and cons you should be aware of before you run off and open a Paypal account.

Image result for paypal

What is Paypal?

PayPal is an online financial service that allows you to pay for items using a secure internet account. You simply add your bank account, credit card or debit card details and whenever you pay using PayPal, you can choose which of your cards or accounts it pays with. You can also set one to be the default payment method and that will be used unless you choose otherwise.

You can pay for items from a number of online merchants, including restaurants, petrol stations and market traders. In addition to paying for items using PayPal, you can also receive money through the service. Any money received sits in your PayPal account and can be used when paying for something, with the balance topped up by your assigned cards or bank account.   Alternatively, you can transfer the money to one of your assigned bank accounts or cards.

There can be a fee applied when you receive money to your PayPal account. For example, if you sell an item on eBay. However, the vast majority of users are completely free to you on a personal basis. It is free to transfer money to friends or family through PayPal accounts, as long as there is no currency conversion required.

How Does Paypal Work?

Paypal works via your email address, that way those whom you do transactions with over the internet will only see your email address. They do not see any banking information such as card number the name of your bank etc. all you do when signing up with Paypal is provide a valid email address.

That same email address is what Paypal will use for online purchases or any other business transactions. that way they keep your financial information secure which is why millions of merchants online use Paypal for their day to day business activities for that peace of mind.

How to Set up a Paypal Account in Jamaica

Go to Paypal.com  and sign up today.

how to set up a paypal account

  • Select Sign up

how to set up a paypal account

  • Select Sign up for free under Personal

You can either select the items you are interested in or skip that step and move on to the signing up form.

how to set up a paypal account

Fill out this section and select continue.

how to set up a paypal account

Fill out all the sections then press continue it will lead you to this very important section.  You can either enter your Prepaid Debit Visa card (Scotia Bank or CIBC) or your Credit Card information.

You can verify that this transaction has taken place as you’ll see a special four-digit code reference to the Paypal transaction. If you have online banking with your Scotia VISA Debit Card or CIBC First Caribbean VISA Debit Card, you can verify this in real time without having to request a bank statement in person.

After seven to ten (7 to 10) working days, the money is returned to your Scotia VISA Debit Card or CIBC First Caribbean VISA Debit Card. At that point, your Paypal Account is verified.

Once verified your Paypal Account can be used to do online transactions i.e. purchase items online and receive funds.

You are in.

how to set up a paypal account

Categories: entrepreneurs


Clive Anderson · April 20, 2019 at 7:42 am

Greetings Lady Doreen, I am interested in starting a blog, I have selected a possible niche already and I have also done some reading on the standard requirements for blogging. I am, however, somewhat a novice when it comes on to the actual physical setting up the blog medium. I seek your motherly advice and guidance.

    Doreen Gibson · April 25, 2019 at 10:47 am

    First of all, thank you for visiting my site and secondly thanks for taking the time out to read my article.
    There is an article on my website on how to start a blog if you read it and you are still not clear you can email me at angiedeesmellie@gmail.com where I will be happy to assist you.

    Best of luck.

Raheem · October 13, 2019 at 9:47 am

I have a couple of questions.
1. Is the Paypal still affiliated with USD or does it change to JMD?
2. Does or can the Scotiabank Debit Card be set up to sue us currency?
3. Scotiabank only has one debit card variant right? The crimson red one?
4. How do you get money onto the Paypal to make purchases?

    Doreen Gibson · October 15, 2019 at 3:43 pm

    I have responded via email. Thanks for taking the time out to visit my site.

Dwight · October 19, 2019 at 12:00 am

My concern is if i can withdraw my cold cash to my local bank account or am i restricted to only using that cash in my paypal account to make online purchases, your response please asap. Thanks

    Doreen Gibson · October 21, 2019 at 6:35 pm

    You can withdraw your cash when it reaches $100 (you cannot withdraw less than $100), this can either be in the form of a cheque or transfer to your bank account.

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